ANZ Health Insurance - Insurance

ANZ Health Insurance

A fresh approach to health insurance

We understand that people have different health cover needs and these can vary according to age and lifestyle.

ANZ Health offers you affordable health cover with a fresh range of options to suit different needs.

Why ANZ Health Insurance?

We offer a range of features and benefits, designed to help you save on quality cover.

Gap cover that works

If you go to hospital and your doctor or specialist charges more than the Government Schedule Fee, it's up to you to pay the 'gap'. But with our Ezyclaim system, your doctor or specialist agrees with us the fee charged for services and to bill us directly, so in most cases there's no gap and you don't even see a bill.

Emergency ambulance cover

On top of your hospital cover, you'll receive benefits for recognised emergency-only ambulance transport services and on-the-spot treatment, capped per calendar year at one trip for single memberships and two trips for single parent and couples or family memberships (please note that coverage for Ambulance varies in each state).

Excess options that help you save

An excess is an amount you agree to pay the hospital toward the cost of a hospital admission – which in turn can help reduce your premium. An excess is payable for overnight or same day hospital admissions, capped per calendar year at $500 for singles and $1000 for single parents and families*

Excess Bonus

This gives you one (for single or single parent memberships) or two (for family memberships) excess-free overnight or same day admissions to hospital each calendar year and is available on selected covers.

Useful information and forms

Easy reference guides

See the documents below for more product and price information in each state.

Participating hospitals

ANZ Health Insurance has arrangements with a number of hospitals to ensure you'll have no out-of-pocket costs on most hospital services. See ANZ Participating Hospitals (PDF 764kB).

Frequently asked questions

See the documents below for frequently asked questions:

How to apply

Call ANZ Health Insurance on 13 15 91 from 8.30am to 8.00pm AEST Monday to Friday and 9.00am to 1.00pm AEST Saturday.

Claims

To submit a claim, complete the ANZ Health Claim Form (PDF 144kB) and fax it to 1800 810 087.

Privacy Statement

Complete the ANZ Privacy Statement (PDF 132kB) to let us know who you'd like to see your health claim information.

* An excess on your hospital cover means you pay a lower premium by agreeing to contribute an amount (the excess) towards the cost of any hospital stay. You can choose from covers with $200, $300, $400 and $500 excesses, depending on your needs and budget.

ANZ Health Insurance is issued by BUPA. ANZ does not accept any liability in respect of this insurance and do not guarantee the payment of any claim or benefit. ANZ receives commission of 3.3%+$61 per cent of the net premium within 3 months from the issuer but is not acting as your agent. The information provided is general in nature only and does not take into account your personal needs and financial circumstances.

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