Low annual fee cards - Credit cards & debit cards

Low annual fee cards

ANZ First Visa

A simple, straight forward, low annual fee credit card

For a low annual fee this everyday credit card will give you the support you need to:

make your everyday purchases
pay bills
withdraw extra cash.

60 second response

An ANZ First Visa credit card may be suitable for you if you would like to:

have our no frills, low annual account fee card
enjoy 7.99% p.a. on balance transfers for the first 6 months¹
have 24/7 Falcon™ around the clock monitoring for suspicious transactions on your ANZ First Visa card.

Rates, fees and features²

Rewards and benefits

Additional features

Interest rate on purchases	17.74% p.a.³
Interest rate on cash advances	19.49% p.a.³
Interest free days on purchases	Up to 44 days
Minimum credit limit	$1,000
Annual account fee	$30

Flexibility to add up to three additional cardholders to your account at no extra cost.
Extended warranty⁴ - double the manufacturer's expressed Australian warranty on goods by up to 12 months when the entire purchase is charged to your ANZ First Visa.
90-day purchase security insurance⁴ - insurance against loss, theft or breakage over a range of new personal items when the purchase is charged to your ANZ First Visa.
Visa Entertainment providing you with access to special events, exclusive merchandise packages and home entertainment products www.visaentertainment.com.au.

Design your low annual account fee credit card by simply loading your favourite image or choose from a library of images⁵.
Worldwide emergency credit card replacement for your ANZ First Visa card.
As an ANZ First Visa cardholder, you have access to a range of services including:

Once approved, you may expect to receive your low annual account fee credit card within five business days. You don’t need to be an ANZ customer to apply for ANZ First Visa credit card.

View ANZ terms, conditions, fees and charges

Terms and conditions are available on application. Fees and charges apply.

1. Not applicable when you transfer and close an existing ANZ card account. The balance transfer must be completed at the time of applying for your new ANZ First Visa or at the time of activation of your new ANZ First Visa. Balance transfer rate reverts to the standard variable rate on your card after the first six months from the date of card approval and any balances that remain unpaid at the end of this period will become subject to the standard variable interest rate applicable to purchases. Interest accrues on balance transfers from the date the transfer is processed by ANZ.

2. All applications for credit are subject to ANZ's credit assessment criteria.

3. Standard variable interest rate is 17.74% p.a. on purchases and 19.49% p.a. on cash advances as at Thursday, 29 October 2009 and is subject to change.

4. Extended Warranty and 90-day Purchase Security Insurance are underwritten by Zurich Australian Insurance Limited. Terms and conditions apply. For more information please call 13 22 73.

5. Subject to Image Guidelines and Terms and Conditions.

™ ANZ Falcon is a trademark of Australia and New Zealand Banking Group Limited (ANZ) ABN 11 005 357 522. Falcon is a trademark of Fair Isaac Corporation (DUNS) ABN 074 664 715.

You need Adobe Reader to view PDF files. You can download Adobe Reader free of charge.